What's in store for you:

1. Photo From My Life
2. Life Thought: The Illusion of Progress Without Practice
3. Financial Thought: The Avengers of Personal Finance
4. Good Sh*t: Why Local Bakeries Will Always Win

Photo From My Life:

Life Thought:

The Illusion of Progress Without Practice: When we’re younger, we’re constantly learning—new subjects in school, new skills in sports, new challenges at work. But as we get older, that slows down. We settle into careers, hobbies, and routines, and the need to truly learn something new becomes rare. The downside? We forget how much effort real improvement takes.

I’ve been playing more golf this past year, thinking that more rounds would translate into a better game. Spoiler alert: it hasn’t. My scores haven’t improved, my swing still has flaws, and my frustration has definitely gone up. The reason? I’m not practicing—I’m just playing. I expect to get better simply because I’m showing up, but without focused effort, nothing changes.

This applies far beyond golf. In any skill—business, fitness, relationships, even personal growth—going through the motions won’t cut it. Improvement demands intentionality. It requires setting aside time to work on the fundamentals, to analyze mistakes, to refine the process.

So, if there’s something you want to get better at, ask yourself: are you actually practicing? Or just expecting progress to magically happen.

When I finally get my golf scores to mid the mid-90s, you'll be the first to hear about it.

Financial Thought:

The Avengers of Personal Finance: Lately, I’ve been thinking a lot about the best way to manage a family’s wealth. And when I say wealth, I don’t just mean money. Sahil Bloom’s new book, The 5 Types of Wealth, breaks it down into Time Wealth, Social Wealth, Mental Wealth, Physical Wealth, and Financial Wealth. Managing all of these at once? Overwhelming.

So here’s my take: you need an Avengers-style team to do it right. One person alone can’t handle every aspect—just like Iron Man isn’t great at smashing things and the Hulk shouldn’t be designing tech. You need a team with different strengths, working together to metaphorically save the day.

This isn’t just a thought experiment; I truly believe that to build and sustain meaningful wealth—across all five areas—you need the right people in your corner. So, what does that setup look like? I’ve included a diagram below.

What are the key takeaways:
​- Think holistically. If you’re checking your brokerage account five times a day but don’t have a will or trust in place, you’re missing the big picture.
​- Know your role. If you’re not the best person to quarterback all these moving pieces, find someone who is. Partner with an expert who can manage it all with your best interests in mind.

What am I missing? I’d love to hear your thoughts.

Good Sh*t:

Why Local Bakeries Will Always Win: You know what’s wildly underrated? A proper loaf of bread. Not the mass-produced, plastic-wrapped kind that sits on grocery store shelves for weeks, but the real deal—the kind that’s baked fresh at your local bakery.

There’s something special about walking into a bakery with the smell of warm sourdough and buttered croissants. Compare that to the grocery store version: uniform slices, pumped full of preservatives, designed for maximum shelf life rather than maximum flavor.

So do yourself a favor: skip the bread aisle this weekend. Find a local bakery. Talk to the person who actually made your bread. Trust me, you won’t go back.... My local bakery is called Auspicious Bakery and it's 10/10.

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